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Decision snapshot

Fast-read signals for fit, pricing, and trust.

Category
Image Generation & Editing
Best for
ai avatar generator
Pricing
Paid
Access
Web

What is this tool?

People who want many realistic photos of themselves in different settings and outfits, without a photographer, are the core audience; Max and Ultra add video, editing and clothing try-on. Plan choice turns on licence and speed: Starter is for personal use and takes one photo at a time, while commercial use starts at Pro. The pricing page lists no free plan or trial of the generator, and Photo AI's help centre and terms disagree on refunds for barely-used subscriptions.

By QT Desk
Read full overview

After subscribing, upload selfies to create an AI model, then run preset photo packs, write prompts or copy a reference photo's composition; on higher plans, edit, upscale, relight or animate the results. Each plan's credits renew monthly, including on yearly billing, and are spent per generation. Starter takes one photo at a time; Pro, Max and Ultra run up to 4, 8 and 16 photos in parallel.

Plans are sold monthly or yearly and renew automatically for the same period; for Pro, the yearly saving is stated two ways: the Pro card calls it '~5 months free', while Photo AI's help centre says the yearly plan is over 50% cheaper, '6+ months free'. Plans can be changed at any time from the Stripe billing portal, with upgrades applying instantly and downgrades at the next billing cycle, and cancelled at any time. Payment is by card and a range of local payment methods; the help centre says PayPal and cryptocurrency are not accepted. Subscription credits expire every month, while extra credits can be bought at any time, expire after 2 years and cost less per credit in larger amounts. Photo AI's help centre says a subscriber who has not created a model, has generated fewer than 20 photos and did not sign up through a referral link can self-refund from the account menu; the terms say no refunds are offered because GPU costs are incurred immediately. Confirm with Photo AI before relying on a refund.

Users own the assets they create, subject to the service's limitations, and commercial use requires Pro, Max or Ultra. Photos and models can be deleted in the app, with deleted photos purged after 30 days, and account data is deleted 90 days after a subscription is cancelled; the terms apply GDPR- and CCPA-style privacy rights to every user regardless of location. Photo AI is used on the website from a laptop or phone: its iOS app has been discontinued, and the vendor says any app called Photo AI in the stores is not theirs.

Is this right for you?

Quick fit check against how you actually work.

ai avatar generator
Choose this if
  • You want many realistic photos of yourself in different settings and outfits without arranging a photo shoot
  • You need commercial rights to the images, which start at Pro
  • You also want short videos of yourself, including talking-to-camera clips (Max and above)
Consider alternatives if
  • You want to try the generator before paying; the pricing page lists only paid plans and no free trial
  • You need a native mobile app; the vendor discontinued its iOS app and says any store app called Photo AI is not theirs
  • You want a clear refund right; Photo AI's help centre describes a self-refund for barely-used accounts while its terms say no refunds are offered
  • You want general image generation rather than photos of a specific person

Key features

What you can actually do with this tool.

A personal AI model from selfies

Upload selfies to train a model of yourself, or of another person with that person's express written consent; users must be over 18.

Photo packs, prompts and copycat

Generate from preset photo-shoot templates, write your own prompts (from Pro), or copy the composition of another photo, using the vendor's Hyper Realism model for photos.

AI video, including talking video

From Max, short videos of the trained person can be generated, including talking to the camera.

Editing tools on Max and above

Max adds photo editing, cropping, zoom-out, relighting, combining photos, the upscaler and clothing try-on for e-commerce.

Credits priced per generation

The help centre lists costs such as 2 credits for a photo with Photo AI's own Hyper Realism model, 25 for a 3D model and 100 for a video with sound.

Free single-purpose image tools

Separately from the paid generator, Photo AI offers free tools such as a background remover, upscaler, format converter, object remover and face swap that need no account or email.

Plans & pricing

Pricing tiers and what's included in each.

Starter

$19 /month, or $99 /year (the card shows $9 a month)
  • 50 AI credits a month
  • Personal use only
  • One photo at a time

Pro

$49 /month, or $349 /year (the card shows $29 a month); the size of the yearly saving is published two ways by Photo AI
  • 1,000 AI credits a month
  • Commercial use licence
  • Up to 4 photos in parallel; write your own prompts, import and remix photos
  • 48 free auto-generated photos for each new model (pricing page)

Max

$99 /month, or $599 /year (the card shows $49 a month)
  • 3,000 AI credits a month
  • Up to 8 photos in parallel
  • Adds AI video, photo editing, cropping, zoom-out, relighting, combining photos, the upscaler and clothing try-on

Ultra

$199 /month, or $1,199 /year (the card shows $99 a month)
  • 10,000 AI credits a month
  • Up to 16 photos in parallel
  • Unlimited photo storage and priority processing
Official pricing pagePricing may have changed. Always verify before purchasing.

Frequently asked

Common questions about this tool, answered.

Is Photo AI free?

No. The AI photo and video generator is sold only on paid plans, which is how both the pricing page and the help centre present it. Separately, Photo AI offers free single-purpose image tools, such as a background remover, upscaler and format converter, that need no account or email.

Was Photo AI called Avatar AI?

Yes. The vendor says Photo AI was formerly known as Avatar AI, and the old avatarai.me domain redirects to photoai.com.

Can I use the photos commercially?

Only on Pro, Max or Ultra; Starter is for personal use only. The terms assign ownership of created assets to the user, subject to the service's limitations.

Can I get a refund?

Photo AI's pages disagree. The help centre describes a self-refund from the account menu for subscribers who have not created a model, have generated fewer than 20 photos and did not use a referral link; the terms of service say no refunds are offered. Confirm with Photo AI before subscribing if this matters.

Can I make a model of someone else?

Only with that person's express written consent, and users must be over 18.